Following a career in teaching and an exciting decade in retail with Macy’s, Nordstrom’s and Estee Lauder, Judy blended extraordinary customer service skills with a respect for the value of educating her clients when she embarked on her career in lending in 1999. Judy’s perspectives and training allow her to deliver products and guidance that help her clients realize their dream of homeownership. She also specializes in equity management counseling her clients in developing long-term returns on their home purchase investment. Judy lives in Rancho Murieta with her husband Joe and enjoys the lovely drive to her office in Folsom each morning. A focused professional committed to delighting her clients, Judy is also an energetic mom of two grown sons, Michael and Timothy. | 
