A Debt Service Coverage Ratio (DSCR) loan is a financing option designed for real estate investors. Rather than relying primarily on a borrower's personal income to qualify, DSCR loans generally evaluate the property's rental income in relation to its debt obligations.
DSCR loan requirements can vary based on the property, loan program, and borrower circumstances. Our loan officers can help you understand available options and determine whether a DSCR loan may fit your investment goals.